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$250,000
1 Day On Site

398 N Saginaw Street
Pontiac City, MI 48342

For Sale|Single Family Residence|Active
4
Beds
2
Total Baths
2
Full Baths
1,620
SqFt
$154
/SqFt
1910
Built
Subdivision:
POUND ADD
County:
Oakland
Call Now: (248) 788-6318
Is this the listing for you? We can help make it yours.
(248) 788-6318
398 N Saginaw Street398 N Saginaw Street398 N Saginaw Street398 N Saginaw Street
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Monthly Payment (Est.)

$1,141
Calculator powered by Showcase IDX, a Constellation1 Company. Copyright ©2026 Information is deemed reliable but not guaranteed.

Welcome to this beautiful spacious and versatile 4-bedroom, 2 full-bath home offering incredible value! Featuring two full kitchens, this property provides flexible living options perfect for extended family, multi-generational living, or potential rental opportunities. The full basement adds even more usable space for storage, entertaining, or future finishing. Outside, you’ll find a 2.5-car detached garage with full power and a generously sized yard, ideal for additional parking, hobbies, or outdoor gatherings. Conveniently located near Downtown Pontiac, Great Lakes Crossing, restaurants, M-59, and I-75 a, this home combines space, functionality, and affordability all in one. Don’t miss this unique opportunity schedule your showing today! Home warranty included for 1 year worry free maintenance. Creative financing. Land contract terms are available with $75,000 down payment at 7% interest with a monthly payment of $1904.72 over the course of 11 years with no pre-payment penalty. One year home warranty included for maintenance free living. This property qualifies for all of these incentives 0–3% Down Payment – Making homeownership more accessible. No PMI (Private Mortgage Insurance) = Lower monthly payments. $3,500–$10,500 in Down Payment Grants that are fully forgiven after 5 total but 20% after each year. NOTE: PLEASE SEE CAP CALCULATOR IN THE LAST 4 PHOTOS THAT SHOWS THE POTENTIAL

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Listing Snapshot
Price 
$250,000
Days On Site 
1 Day
Bedrooms 
4
Inside Area (SqFt) 
1,620 sqft
Total Baths 
2
Full Baths 
2
Partial Baths 
N/A
Lot Size 
0.16 Acres
Year Built 
1910
MLS® Number 
20261008952
Status 
Active
Property Tax 
$2,647
HOA/Condo/Coop Fees 
N/A
Sq Ft Source 
N/A
Friends & Family
Recent Activity
yesterdayListing first seen on site
yesterdayListing updated with changes from the MLS®
General Features
Acres 
0.16
Cross Street 
between Howard and Chamberlain
Disclosures 
Taxes Not Homestead Exempt
Foundation 
Stone
Garage 
Yes
Garage Spaces 
2.5
Home Warranty 
Yes
Levels 
Two
Parking 
DetachedDirect AccessDrivewayGarage Faces FrontGarage Door OpenerOversized
Property Sub Type 
Single Family Residence
Security 
Smoke Detector(s)Building SecurityCarbon Monoxide Detector(s)Closed Circuit Camera(s)Fire Alarm24 Hour Security
Sewer 
Public Sewer
Special Circumstances 
Standard
SqFt Above 
1620
Style 
ColonialEarlyAmerican
Utilities 
Cable AvailableUnderground Utilities
Water Source 
Other
Interior Features
Appliances 
Gas Water HeaterFree-Standing Gas RangeFree-Standing RefrigeratorMicrowaveStainless Steel Appliance(s)
Basement 
FullUnfinished
Electric 
Circuit Breakers
Furnished 
Furnished
Heating 
Forced AirNatural Gas
Interior 
Entrance Foyer
BathFull 
Dimensions - 5 X 8Level - Second
Bedroom 
Dimensions - 6 X 11Level - Second
BreakfastNookRoom 
Dimensions - 6 X 5Level - Second
Dining Room 
Dimensions - 8 X 11
Family Room 
Dimensions - 7 X 10Level - Second
Kitchen 
Dimensions - 10 X 10
Kitchen2nd 
Dimensions - 11 X 6Level - Second
Living Room 
Dimensions - 16 X 12
Master Bathroom 
Dimensions - 13 X 11Level - Second
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Exterior Features
Construction Details 
Other
Exterior 
Lighting
Fencing 
Back YardFenced
Patio And Porch 
Porch
Pool Features 
None
Roof 
Asphalt
Community Features
Building Access 
GroundLevelwSteps
Community Features 
Sidewalks
Financing Terms Available 
CashContractConventionalFHAUSDA LoanVA Loan1031 ExchangeTrade
MLS Area 
Area02142Pontiac
Roads 
Paved
School District 
Pontiac
Schools
School District
Pontiac
Elementary School
Unknown
Middle School
Unknown
High School
Unknown
Listing courtesy of Brookstone, Realtors LLC: jamesjtoma@gmail.com



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IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing and that the data is deemed reliable but not guaranteed accurate by the MLS.

Neighborhood & Commute
Source: Walkscore
Disclosure: Community information and market data powered by Constellation Data Labs. Information is deemed reliable but not guaranteed.
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